Insure Your Ride the Right Way

​​You faithfully protect your collector car from dust, dirt and stones, but how's its overall protection?

While standard automobile policies offer basic coverage, our programs were designed exclusively for collector cars, so you get the right protection at a great, low price.

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OPCF19A Agreed Value of Automobile Insurance coverage

In order to protect your investment the right way, you need an OPCF19A on your policy. This endorsement confirms the value of your collector car should it be stolen and not found or is considered a write off in a loss that is covered under the policy. Without an OPCF19A, you will receive "Actual Cash Value" which is the replacement cost less the depreciation of your vehicle.

Coverage with an Appraisal

If you have an existing appraisal (up to 5 years old on vehicles less than $50,000 / up to 3 years old if +$50,000) or you plan on obtaining one, your vehicle will be insured for the appraised amount including tax. An OPCF19A will be added to your policy confirming this is the agreed amount of insurance coverage. Annual premiums are most often lower with an appraisal (see sample prices below) under the Echelon Insurance program.
No Appraisal, No Problem

​If you don't have an existing appraisal,we can insure your vehicle under the Hagerty Insurance program. They will review your details along with two submitted photographs to determine the agreed value. An OPCF19A will be added to your policy. 

If you have more than one collector car, a Hagerty policy may be the best fit as they only charge one Liability premium and they offer multi vehicle discount.

​In most cases, we will provide quotes with and without an appraisal so you can decide if obtaining one is worth the savings. 

   

​Collector Car Programs Offer:
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​Agreed Value of Automobile Insurance coverage (OPCF19A)
up to $2 million liability coverage
​Low deductibles
Big savings over regular auto policies

​​​Historic licence plates not required 
Freedom to drive on weekends and evenings
​​Free spare parts coverage
​Peace of Mind

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​Newer Classics
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We can now insure newer classic vehicles with limited use that are collectible in nature and have low production numbers. Examples include sports cars and special edition models. Let us know what you own and we'll see if it will qualify.

Annual rates are lower than regular automobile insurance policies plus the advantage of an OPCF19A without an appraisal.

​Call me today for your Free Quote at 613-472-2243


​​ask for Alan Todd


​or send me a message below 

                  Sample Prices*

  
       Stock/Vintage                 Modified/Hot Rod

​         Value      Premium                       Value      Premium
       $10,000    $114.00                      $10,000    $177.00
​       $15,000    $142.00                      $15,000    $231.00
       $20,000    $169.00                      $20,000    $282.00
       ​$25,000    $197.00                      $25,000    $337.00
       $30,000    $227.00                      $30,000    $388.00 
       $40,000    $283.00                      $40,000    $494.00
​       $50,000    $342.00​                      $50,000    $579.00
       $60,000    $410.00                      $60,000    $724.00
       $70,000    $468.00                      $70,000    $832.00
       $80,000    $526.00                      $80,000    $940.00
​       $90,000    $584.00

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​*The above prices from Echelon Insurance are for sample purposes only and may change without notice. Prices are based on a client +25 years of age, good driving record, $2 million Liability, 300 Collision deductible and $100 Comprehensive deductible. You must also have a daily driver vehicle to qualify. ​Prices are based on a current appraised value. Not all models of vehicles will qualify and is at the discretion of the insurance companies.

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Newman Insurance is a full service broker with 10 offices in Eastern Ontario 


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